Our Method

How do clients of Personal Command Capital, Inc. achieve consistent, steady results?

Predictability based on guarantees

Personal Command Capital, Inc. works with the only asset class which provides clients with written, unconditional guarantees* of return and growth: The life insurance contract, and within that asset class, dividend-paying whole life insurance, but with some key differences in how traditional policies are designed.  Further, the companies we select in developing private banking plans include companies with records of paying dividends exceeding hundred consecutive years.

Predictability with a contract

The whole life insurance policy is a written contract with the owner. The contract contains a simple phrase every client of Personal Command Capital, Inc. enjoys: “we guarantee*.”

Predictability without excuses

You will receive no carefully phrased, voluminous Wall Street prospectus detailing the many ways your principal may not be safe, or how there will be absolutely nothing in past performance you can count on for future results. By contrast, the contract simply says, “we guarantee*.”

Predictability Plus

The life insurance contract can be engineered with special features putting even more money back in the owners’ pockets, enabling them to become their own sources of funds for banking activities. Such policies are often called “Personal” or “Private Banking Systems”, and are often described by such brand names as Bank on Yourself®.

* All guarantees are based on the claims-paying ability of the insurer. Excess policy loans can result in termination of a policy. A policy that lapses or is surrendered can potentially result in tax consequences.